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Insurance is really important and those who takes insurance has a greater amount of security compared to those who don't that 's why all the governments around the world stress more importance on individuals to take Insurance.

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Travel Insurance for Visitors to Canada

Canada is a popular destination for foreign visitors. Canada in not only a popular vacation destination it has the strongest economy in the G8. The strong Canadian economy means that Canada is a hot spot for business travelers, foreign workers, new immigrants, and international students.

Also, Canada has an aging population which means that the health care system is overburdened. Canada's health expenses rival the United States as the most expensive in the world.

Sample medical costs in Canada:

Simple doctor visits cost approximately $150
Ambulance approximately $250
Non-critical hospital stay cost around $3,500 per night
Air ambulance around $20,000
etc.

Medical expenses can become financially crippling. To ensure personal safety, Medical Insurance is highly recommended for all foreign visitors to Canada.

The good news is that medical insurance is quite affordable. For example, good individual coverage can be purchased for a 40 year old for about $5 per day, and an entire family can be covered for about $15 per day.

Canadian insurance companies have developed medical insurance plans for all types of visitors to Canada. Weather you are a business traveler, international student, foreign worker, new immigrant, or simply vacationing in Canada, a plan designed to suit your needs is available at an affordable rate.

Business Travelers and Tourists Visiting Canada

Whether you are traveling to Canada for business meetings or vacationing with your family, medical insurance is important to cover the high costs of medical care. Visitor to Canada Emergency medical is available to pay the expenses incurred by sudden and unexpected medical conditions. Coverage is available up to 89 years of age. No medical questions are required but pre-existing medical conditions will likely be excluded from coverage. If you have a pre-existing medical condition please reviews the medical policy wording closely before purchasing.

Visitors to Canada Emergency Medical Insurance can be purchased at levels of $25,000, $50,000, $100,000, and $150,000. Coverage can be purchased for individuals, couples, or families. Single trip and annual plans are available. If you plan to travel to Canada frequently within a 12 month period then an annual plan will be most suitable.

New Immigrants to Canada

New immigrants to Canada are not entitled for provincial health insurance until they gain landed immigrant or permanent residence status.


Foreign workers in Canada

The Canadian labor shortage has provided opportunities for foreign workers to come into Canada on a work visa. Unfortunately, these work visas are usually issued for 6 months minus one day... this is one day before the foreign workers become entitled for Provincial health insurance coverage. This means that personal health insurance must be purchased to cover emergency medical costs for the time spent living in Canada on a temporary work visa.


Inpatriate Medical Insurance

Employers can provide medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. Inpatriate Medical Insurance can be purchased for the six month work visa. Inpatriate insurance can be purchased for durations as short as one month for workers who have already arrived in Canada. Coverage can be purchased at levels of $100,000, $500,000, or $1,000,000. Single, Couple, or family coverage is also available. Inpatriate medical Insurance coverage differs from Visitors Emergency Medical Insurance as it provides for non-emergency medical visits.


Visitors to Canada Emergency Medical Insurance

Foreign workers who are not provided coverage by their employers will be required to purchase private medical insurance. Visitors to Canada Emergency Medical Insurance is available for personal coverage for your entire work visa term in Canada. Coverage can be purchased at levels of $25,000, $50,000, $100,000, and $150,000, with the high cost of health care in Canada it is recommended that foreign worker purchase the best coverage amount. Single, Couple, or family coverage is also available.


International Students in Canada

Canada is a world leader in education. Many international students prefer Canada for their foreign education destination. Not all international students are qualified for government sponsored health insurance.... and for those who are eligible may have to wait three months before the coverage becomes effective. Also, international students not attending eligible educational institutions will not be covered by the provincial government health insurance plan. Private medical insurance will be required. International students can decide to purchase complete Health and Hospital Insurance or only Emergency Medical Insurance


Health and Hospital Insurance

Provides International Students visiting Canada with complete health coverage. As well as emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to maximum amounts. Medical coverage of to $1,000,000 is offered. Coverage can also be obtained for the students spouse and family while they are residing in Canada.


Emergency Medical Insurance

Similar in coverage as the health and hospital plan but does not cover non-emergency medical and prescription drugs are limited to a 30 day supply. Coverage can also be purchased for the students spouse and family while they are residing in Canada.


Make sure that you are protected and enjoy 'peace of mind' during you stay in Canada by purchasing medical insurance.

3 comments:

Affections said...

Good info for travelers

Jonathan said...

Lovely. I liked it. Plz do visit me and leave your comment on GooTAR Blog

jaruwan said...

Hi,its good job for read your articles.

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